Washington surety & contractor insurance · Daily registry watch

Every contractor who just lost the right to work. On your desk by 9 AM.

The moment a bond is canceled or a license is suspended, they legally cannot operate — not one more job, not one more bid — until they buy exactly what you sell. Their current agent just failed them. LapseWatch tells you who they are before anyone else is looking.

Two weeks. Full statewide feed. No card. No contract. No cost. Just leads.

413kL&I records watched
77Hot — act today
67Suspensions
9 AMOn your desk, every day

The annual scale · Washington State, FY2025

In FY2025, Washington L&I suspended more than 24,000 contractor registrations — including more than 5,500 canceled bonds and more than 2,300 canceled insurance policies.

That’s the statewide annual scale of displacement. LapseWatch surfaces the fresh, contactable subset every morning — the numbers above this line are today’s feed, not the annual total.

Source: Washington State L&I, Underground Economy Benchmark Report, FY2025 (December 2025), p. 6. Figures are suspension actions, not distinct businesses — L&I notes a registration may be suspended more than once in a year. There were 66,940 active contractor registrations in FY2025.

Hot — act today

Bond and insurance losses from the last 7 days.

These contractors cannot legally work until they re-bond or re-insure. Each card is dial-ready: business name, principal, phone, city, licence. Illustrative — sample of the daily feed. Names, numbers and carriers below are examples, not real records.

CASCADE FRAMING LLC

BOND IMPAIRED
Displaced from Cascade Mutual Surety $30,000 coverage
Where
Puyallup · Pierce Co.
Principal
Reyes, Martin A
Phone
(253) 555-0142
Licence
CASCAFL812K4
Event
Aug 19 2026

EMERALD MECHANICAL INC

INSURANCE CANCELED
Displaced from Puget Casualty Company via Rainier Insurance Partners · $1,000,000 coverage
Where
Redmond · King Co.
Principal
Okafor, Daniel J
Phone
(425) 555-0168
Licence
EMERAMI844R2
Event
Aug 19 2026

NORTHFORK CONCRETE LLC

INSURANCE CANCELED
Displaced from Columbia Security Ins Co via Chinook Insurance LLC · $1,000,000 coverage
Where
Oakville · Grays Harbor Co.
Principal
Brennan, Sarah K
Event
Aug 19 2026

SUMMIT RIDGE CABINETRY LLC

INSURANCE CANCELED
Displaced from Olympic Casualty Co via Harbor Line Ins Agency · $1,000,000 coverage
Where
Renton · King Co.
Event
Aug 19 2026

What you get every morning

The diff — not the dump.

Built on daily monitoring of all ~413,000 Washington L&I contractor records across the general, bond, and insurance registries.

01

Bond cancellations & impairments

Displaced contractors who must re-bond before they can pull another permit or bid another job.

02

Insurance cancellations

Coverage lapses that suspend the license. They cannot legally work until they replace it.

03

Suspensions & reinstatements

The full lifecycle, statewide — including who just came back online and may need a new market.

04

New licenses & expiring-soon

First-touch opportunities before renewal season, with business name, principals, phone, and city.

Why this isn’t another lead vendor

They already have to buy. You’re first to the phone.

Shared web leads LapseWatch
Source Contractor filled out a quote form State registry event — it already happened
Competition Sold to 4–6 agents racing you Not resold — you are not racing four other agents to the same lead
Urgency “Shopping around” Legally cannot work until they buy
Typical cost Shared-lead cost-per-client is widely reported at $400–800 $399/mo — design-partner rate, statewide

“Isn’t L&I data free?”

All 413,000 rows of it, yes.

What you can’t get free is the diff — which handful of contractors changed state yesterday. Finding them by hand means comparing today’s registry against yesterday’s, every day, forever. You could build that. You’ve been busy writing bonds instead.

Their current agent just failed them. You get the call sheet before they know they need you.

How a trial works

Issued access. Full feed. Fourteen days.

01 — Request

Tell us who you are

Agency, territory, and a work email. There is no self-registration — operator logins are issued directly.

02 — Login

On your desk the next morning

You get the same daily feed a paying operator sees: hot leads, filters, click-to-copy numbers.

03 — Write or walk

No card. No contract.

If it doesn’t put a writable contractor in front of you, walk away and keep the leads you already called.

Try it free

Two weeks. Full statewide feed.

No card, no contract. If it doesn’t put a writable contractor in front of you, walk away.

  • Statewide Washington L&I watch — general, bond, and insurance registries
  • Morning hot list: cancellations, impairments, suspensions, new licenses
  • Dial-ready cards with principal, phone, city, and license number
  • One operator seat for your agency during the trial

We email you a confirmation link. Click it and you are in — your 14 days start then, not now. No card, no contract, no sales call.

FAQ

Straight answers.

Who is this for?

Washington surety producers and contractor insurance agents who write bonds and GL for licensed contractors. If you already work L&I accounts, this is your morning call list.

Is the data public?

Yes. LapseWatch does not sell L&I’s database. It watches the registries every day and surfaces the records that changed — cancellations, impairments, suspensions, new licenses, expirations.

Do you sell the same leads to four other agents?

No. This is not a shared web-lead mill. Territory and seat terms are set when a trial converts. During the trial you see the statewide feed so you can judge the book.

What happens after fourteen days?

The seat closes unless you keep it. The design-partner rate is $399/month, statewide and non-exclusive, rate-locked for early partners — standard pricing will be higher. Annual prepay is available at roughly two months off. Nothing is charged during the trial, there is no card on file, and we agree terms with you in writing before any charge is made. No annual lock-in to start.

Can I just use the L&I site?

You can. You will spend the morning doing yesterday’s diff by hand. That is the product.